Closings in 10 Days
Term: Flexible loan term up to several years or more
Pre-payment: Loans may be repaid at any time without penalty.
Use of Proceeds: Loans are made for business purposes only.
Loan to Value: Loan amounts can be up to 50-75% of the disposition value of the collateral, based on the estimated cash sale price given a 90-120 day marketing time. If the loan is used for renovation or construction, the loan amount can be based on the improved value, and would be disbursed in stages.
Rates: Rates vary from 9-18% per annum, interest only, depending upon collateral and loan structure. Internationally, rates vary from 12-21%, depending on country.
Equity: In lieu of equity participation, a fee of 1-4% (U.S. only) of the loan amount may be included in the loan.
Loan Size: From $1 Million to $100+ Million nationally. Must be at least $3 Million for international loans.
Collateral: Real estate and other fixed or liquid assets.
Application Fee: $2,500 non-refundable inspection/loan processing fee payable to American Trust Corporation with the loan application, will be credited to origination fee at closing
Origination Fee: 1%
What We Do
Lending Programs
Property Types
Application Forms
Global Financing Solutions
Short Term Commercial
Float to Fixed
Small Loan Programs
Hard Money Loans
Credit Tenant Financing
Mezzanine
Multifamily
Office
Health Care Financing
Hotel & Resort Financing
Auto, Marine & Equipment Financing
Mobile Home Park
FHA & Fannie Mae Products
Self Storage
Retail
Industrial
SBA Programs
Factoring and Business Finance
Small and Rural Hospital Finance
