Eligible Property Types: Apartments, Industrial, Office, Retail, Hotels, Mobile Home Parks, and Self Storage.
Loan Parameters
Loan Size: $5,000,000 - $150,000,000 (single assets, larger for
portfolios)
Leverage: 75% maximum LTV on commercial, 80% on multi-family
DSC Ratio: 1.25x minimum on commercial, 1.20x on multi-family
Collateral Quality: "A" and "B" quality assets
Term: Two (2) years
Extension: One 12-month extension subject to ½% fee, DSC test and
LTV test
Up-front Fee: One Percent (1%)
Exit Fee: One Percent (1%) (waived if loan exits through American
Trust Corporation)
Pricing: 200 to 250 basis point over 30-day Libor
Interest Rate Cap: 250 basis point out of the money
Property Types: All property types with the exception of
hotels
Underwriting: No-recourse with the exception of the standard
carve-outs
Application Fee: $2,500 non-refundable inspection/loan processing
fee payable to American Trust Corporation with the loan application,
will be credited to origination fee at closing
Origination Fee: 1%
What We Do
Lending Programs
Property Types
Application Forms
Global Financing Solutions
Short Term Commercial
Float to Fixed
Small Loan Programs
Hard Money Loans
Credit Tenant Financing
Mezzanine
Multifamily
Office
Health Care Financing
Hotel & Resort Financing
Auto, Marine & Equipment Financing
Mobile Home Park
FHA & Fannie Mae Products
Self Storage
Retail
Industrial
SBA Programs
Factoring and Business Finance
Small and Rural Hospital Finance
