Factoring and Business Finance We provide full factoring and confidential invoice discounting services, which are particularly beneficial for established businesses involved in manufacturing and wholesale distribution that require additional capital for expansion. These businesses should have an annual turnover of more than 1 million and sell products to other businesses on credit. Full factoring combines finance with receivables administration and is ideally suited for businesses without sophisticated systems in place, or companies to outsource their debtor administration. American Trust Corporation will purchase invoices from the business for 100% of the gross value and will pay up to 80% immediately. The remaining 20% is held as a retention and is released to the company once its debtors have repaid their debt. As with full factoring, we purchase the invoices with recourse up to 75% of the value of the invoice that is paid to the company, with the balance held as retention. The balance is released to the company once its debtors have repaid their debt. Why is this service right for you? Tailored solutions for businesses trading on open account terms Allows the business to take advantage of early settlement discounts from suppliers, thereby improving its credit standing People to follow up payments on your behalf Protects you against buyer default or insolvency Effective ledger management Effectively converts credit sales into cash sales Flexible financing facility that keeps pace with business growth, enabling the company to plan its financial requirements more accurately How Receivable Finance works You sign an agreement with American Trust Corporation You provide goods or services to a customer and invoice them. You send the invoice to us. You have access to standby funds up to an agreed percentage of the invoice value. When and how you use these funds is entirely up to you. Either American Trust or a representative under our supervision will collect the sales proceeds from your customer. When the invoice is paid, you receive the balance. Funding Services Offered Accounts Receivable Outsourcing Working Capital Funding and Factoring Relationship Size $25,000 to $2,500,000 monthly, including participations with a proven network of financial partners Geographic Preferences United States Collateral Accounts Receivables, Inventory and Other Assets Financial Performance Companies with historical losses or deficit net worth considered No minimum number of years in business requirement FICO and extensive Background check on Principals required Professional Fees Competitively priced utilizing a 5 day pricing period. Up to 80% of eligible Accounts Receivables What industries do we service: Textile Manufactures Aviation Automotive Aerospace Industry Petroleum Industry Service Businesses Building and Construction Information Technology Freight and Transportation Telecommunications Utilities and Public Works Financial Services Medical Industry Call American Trust Corporation for more information.
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